PRIVACY POLICY

In November of 1999, Congress enacted the Gramm-Leach-Bliley Act (GLBA). The GLBA requires certain financial institutions, such as investment advisor firms, to protect the privacy of customer information. In situations where a financial institution does disclose customer information to nonaffiliated third parties, other than permitted or required by law, customers must be given the opportunity to opt out or prevent such disclosure. Titan Retirement Advisors, LLC. does not share or disclose customer information to nonaffiliated third parties except as permitted or required by law. Titan Retirement Advisors, LLC. is committed to safeguarding the confidential information of its clients. Titan Retirement Advisors, LLC. holds all personal information provided by clients in the strictest confidence and it is the objective of Titan Retirement Advisors, LLC. to protect the privacy of all clients. Except as permitted or required by law, Titan Retirement Advisors, LLC. does not share confidential information about clients with nonaffiliated parties. In the event that there were to be a change in this policy, Titan Retirement Advisors, LLC. will provide clients with written notice and clients will be provided an opportunity to direct Titan Retirement Advisors, LLC. as to whether such disclosure is permissible. To conduct regular business, Titan Retirement Advisors, LLC. may collect personal information from sources such as: x Information reported by the client on applications or other forms the client provides to Titan Retirement Advisors, LLC. x Information about the client’s transactions implemented by Titan Retirement Advisors, LLC. or others x Information developed as part of financial plans, analyses or investment advisory services To administer, manage, service, and provide related services for client accounts, it is necessary for Titan Retirement Advisors, LLC. to provide access to customer information within the firm and to nonaffiliated companies with whom Titan Retirement Advisors, LLC. has entered into agreements with. To provide the utmost service, Titan Retirement Advisors, LLC. may disclose the information below regarding customers and former customers, as necessary, to companies to perform certain services on Titan Retirement Advisors, LLC.’s behalf. x Information Titan Retirement Advisors, LLC. receives from the client on applications (name, social security number, address, assets, etc.) x Information about the client’s transactions with Titan Retirement Advisors, LLC. or others (account information, payment history, parties to transactions, etc.) x Information concerning investment advisory account transactions x Information about a client’s financial products and services transaction with Titan Retirement Advisors, LLC. Since Titan Retirement Advisors, LLC. shares nonpublic information solely to service client accounts, Titan Retirement Advisors, LLC. does not disclose any nonpublic personal information about (Titan Retirement Advisors, LLC.’s customers or former customers to anyone, except as permitted by law. However, Titan Retirement Advisors, LLC. may also provide customer information outside of the firm as required by law, such as to government entities, consumer reporting agencies or other third parties in response to subpoenas. In the event that Titan Retirement Advisors, LLC. has a change to its customer privacy policy that would allow it to disclose non-public information not covered under applicable law, Titan Retirement Advisors, LLC. will allow its clients the opportunity to opt out of such disclosure.